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 nfortunately,
travel to exciting and exotic
destinations is not without risk.
There are many situations that can
have a negative impact on your
holiday, including illness, injury,
or work related problems. Stolen
documents while you are abroad can
ruin anyone's vacation, and even
weather or equipment failure can
cause a missed connection and delay
your trip.
 he
companies below have proven to be
among the best in the business.
While we work especially hard to make
sure that your holiday goes off
without a hitch, most resorts and
airlines have 100% cancellation
penalties. Once your trip has
begun, there are usually no refunds
even for unused services. Of
course, if anything were to go wrong,
we would work on your behalf to
secure the best settlement possible
from the resorts, dive operators,
etc., even if you had no insurance.
But keep in mind that most suppliers
are not legally bound to offer
refunds of any kind.
 lease
check out the information below, and
decide if insurance is right for you.
It is a rare occurrence for most
travelers that they would need to
make a claim, but those who have were
thankful of their coverage.
Feel free to contact us to discuss
your situation, and remember that you
can cover all portions of your trip
with one policy, even if purchased
through different sources.
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Click on the
images to the right for more
detailed information and pricing.
There is a quick comparison
below. |
For
comprehensive coverage:
Cruise, Tour
& Travel Program
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For more economical coverage:
ProtectAssist Program
|
For basic
coverage
Travel
Essentials Program
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|
Coverage |
Maximum Benefit |
Maximum Benefit |
Maximum Benefit |
|
Trip Cancellation |
Trip Cost |
Trip Cost |
Trip Cost |
|
Trip Interruption- |
150% of Trip Cost |
150% of Trip Cost |
Trip Cost |
|
Trip Interruption-Return
air only |
$1000 or 150% of trip cost
(whichever is
greater) |
$750 or 150% of trip cost
(whichever is greater) |
$500 or 150% of trip cost
(whichever is greater) |
|
Travel Delay-
|
$1000 (max $200
per day) |
$750 (max $150 per
day) |
$500 (max $100 per
day) |
|
Missed Connection- |
$500 |
$250 |
--- |
|
Baggage & Personal Effects Loss- |
$2500 |
$1000 |
$750 |
|
Baggage Delay- |
$500 |
$300 |
$200 |
|
Medical Expense- |
$50,000 |
$25,000 |
$10,000 |
|
Emergency Medical Transportation |
$1,000,000 |
$500,000 |
$100,000 |
|
Accidental Death & Dismemberment |
$50,000 |
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|
Children under 17 covered |
--- |
All children covered with paid
adults |
One child covered per paid adult |
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o
view coverage and rates for
North
American residents,
click image below:
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o
view coverage
and rates for
International residents,
click image below:
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Program Levels |
Coverage
|
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PADI
Platinum |
DAN
Preferred Plan |
DiveAssure
Platinum |
Medical Assistance and
Coverage / Policy Limit
|
$275,000
|
$100,000
(Assistance)
$250,000
(Coverage) |
$500,000
|
|
Death
(diving) |
$15,000 |
$15,000 |
$25,000 |
|
Disablement (diving) |
$15,000 |
$15,000 |
$25,000 |
|
Extra
Accommodations
Extra
Transportation |
$3,000
$2,000 |
$3,000
$2,000 |
$10,000
for
both –
combined |
|
Loss
of Equipment (diving) |
$2,500 |
$2,500 |
$5,000 |
|
Repatriation of Remains |
$5,000 |
Yes |
$10,000 |
|
Non-Dive Accident medical
Coverage and assistance |
$15,000
(Lifetime Max) |
$10,000
(Lifetime Max) |
$10,000
(Per Occurrence) |
|
Diving Vacation
Cancellation |
$10,000
(Annual benefit) |
$10,000*
(Lifetime Max) |
$10,000*
(Per Occurrence) |
|
Diving Vacation
Interruption |
$5,000
(Annual benefit) |
$5,000*
(Lifetime Max) |
$10,000*
(Per Occurrence) |
|
Non-Dive Accident Coverage
to immediate family members |
Yes |
No |
Yes |
|
Planned Maximum Depth
|
None |
None |
None |
|
Deductible |
$250
where marked * |
$250
where marked * |
$100
where marked * |
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Annual program fee |
$95-99
|
$99
membership included |
$95
membership included |
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